Thanks for the replies, guys.
As I stated, I fully encourage everyone to gather all information available to make an informed decision.
I certainly could have approached it differently, but as I said, I tried the nice and polite approach but he chose to flat out ignore my questions. So, I started this thread...
Timco - I'm sorry that you're pissed that I'm retired, but you can be, too. Just do a little reading everyday on investing. Anyone willing to learn can do it. I wasn't bragging, simply replying to a personal attack by papasmurf suggesting that I know nothing about economics. That's kind of my bread and butter.