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A thorough inspection to pre-qualify the engine for an IMS replacement would include dropping and inspecting the oil pan after inspecting/replacing the filter.
Anyone not wanting to inspect the filter is doing one of two things:
1. Hiding something
2. Not wanting to have to pay out of used car sales profit center to the service profit center for the removal and replacement of the filter.
Your request is quite reasonable. It also may be useless if, just before they put the car on the lot, the dealer changed the oil and filter.
There are so many tricks to selling cars. Which is why I like to deal with an enthusiast private seller. Or someone whose motive for selling I can verify.
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