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A friend recently had his R8 totaled at one of the Audi Club events. His insurance was Liberty Mutual. They covered the car completely. One of the main reasons was that the event was advertised at a Drivers school and safety seminar. It was an event I ran for the club (was a Board member for six years) and we always made a point of referring to our events that way. Turns out it worked in his favor.
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