Are you sure on the $26 per month for your Honda? My other car is a Kia Forte. I'm over $50, with a clean driving record. I get a discount from the company I work for, a multi car discount, and I am the only driver in my house. I still pay more than $26 a month on the Kia.
BTW, the Kia actually cost more to insure than my Boxster, with the exact same coverage.
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