[Perfectlap]

If your insurance socks you with a huge increase they're telling you they don't want your business anymore or they know that some parents will pick up the tab instead of just switching insurance companies. So the insurance company has nothing to lose either way, they get rid of a high risk customer or get paid for one.
I would go onto to those websites where you enter you information and you get bombarded with quotes. Last time I did it I got bombarded with phone calls but maybe now they'll just list the quotes like buying airline tickets. My buddy just switched to e-surance and saw his bill go from $1600 for his Audi SUV and VW EOS to $800 full coverage for both. But he's got a clean record and owns property. Which reminds me... I need to call e-surance, I pay $100 a month with Progressive and haven't had any points or accidents since Bill Clinton was in office.