Are you sure you are comparing apples to apples here? Do you have full coverage on your Honda Accord for 160/6 months? That equates to about $26 a month for full coverage, which is incredible. How many drivers on your policy?
I pay about $800 a year for full coverage on my Boxster and about $1200 a year for full coverage for my Audi SUV for two drivers on the policy, both of which I think are very reasonable given the area I live in(Hudson County, NJ - just outside the border of Manhattan).
Age obviously plays a factor as well as where you live and driving history plays a crucial role too. I am 30 and my rates were definitely higher until I turned 25. You could shop around and have the other companies complete for your business and lower that rate a little. Good luck and we hope you stick around!
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2001 Seal Gray Boxster (Hair Salon on wheels)
2013 Audi Q5 (Family Mover)
2006 Yamaha R1 (Adrenaline Machine)
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