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I have had the same thought as i recently paid of my 01 base. I'm just worried about getting another one and not knowing exactly what lies ahead. When I bought my car I kind of rolled the dice initially as I purchased it without any service records. But now 3 1/2 years in I know all regular maintenance has been done and how it has performed since its been in my hands etc. Sure it has its eccentricities (the alarm sometimes goes off unprovoked for example) but who knows what another one might need. Also with the money saved not having a payment its easier to justify upgrades with my wife. Seems the decision has already been made but I vote stick with what you got.
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