Quote:
Originally Posted by mikefocke
"what is that old car liable to do given its probable driver". Amazing what it did for his insurance rates over time. He stopped getting hit. It isn't that it was his fault, just that he hadn't learned from experience yet the avoidance and anticipation by observation techniques necessary in today's crowded and impatient world..
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imho 99% of excellent street driving or even high performance is done with the eyes.
You drive with your eyes and your hands and feets just tag along.
But in the real world people are driving in a daze, distracted by their smartphones or fixated on what is directly in front of them. On a highway of three lanes or more it seems to get worse as a constant speed sets in. They start tail-gating, doing parallels or braking instead of lifting.
To the OP, you have two options if the damage exceeds ~$6k (can't tell what's going on underneath).
A) You can do this by yourself or B) you can get it done this calendar year with a lawyer.
My car had about $5K in damage when a guy light tagged my front bumper reversing without checking his mirrors in a parking lot. But the damage was largely cosmetic. His insurance was excellent and paid for all new parts and full labor at the body shop of my choosing. I insisted they send me a check instead of paying the shop directly much to the disappointment of the body shop owner who thought he'd found a way to pay for his Caribbean cruise.
Amazing how expensive even a minor repair can get with these cars.