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You have all of the factors that make this a tough decision, clutch just done, mileage on the edge, and not sure if it's a single or double row. I think it comes down to a personal cost/benefit analysis. As mentioned above if you can performed the IMS replacement yourself, it's relatively low cost and likely a good investment even if for nothing more than piece of mind. If you can't and the cost is high in your area then I would compare that cost with the probability of failure and the associated cost to address it (e.g. used engine, etc....)
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