+1 on listening to Jake and JFP.
Make sure you get a through PPI to rule out any other problems. While it isn't possible to inspect the IMSB directly without removing it, there are some possible warnings signs - magnetic metal pieces in the oil filter, leaking oil in the area of the transmission / engine juncture, wobbly cam deviation angles. A through inspection out to look at these items.
If the inspection gives the car a clean bill of health, then taking proactive preventative action depends on your risk tolerance. If you're going to worry all the time, then change the bearing and be done with it. If the car is low mileage and the oil hasn't been changed frequently (once per year or every 5000 miles). then replace the bearing because the seals may be degraded. If the car has been a daily driver with frequent oil changes, the change the bearing when you replace the clutch.
Nothing is completely risk free. It all a matter of what you're willing to live with.
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