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FWIW...
About 10 years ago, a large tree branch fell on my car as I was driving down the street. All body panels except for the drivers door and the windshield were damaged to some extent. I was in California and had AAA insurance. They were extremely fair, no hassles whatsoever, and paid in full the bill at a high end body shop.
Hopefully, AAA service is the same or even better today and you'll be back on the road in no time.
Good luck
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