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German System
I prefer the German system. If you get stopped you pay the fine on the spot and you get no points on your license, and no increase in your insurance rates. If you're not carrying the cash you can pay the ticket later at the post office. If you get snapped by a camera speed trap you get a letter in the mail (complete with a picture of your smiling face) and you can go to the post office to pay the fine -- again no points, no insurance increase.
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