I agree with your thoughts about the IMS bearing and besides you've went a long way on the original bearing- which would be one of the 'improved' single row bearings that fail, by far, the most often. Also, at that mileage the cost of the clutch job may increase once they get in there as the dual-mass flywheel is probably tired.
I'm wondering what the shop said about being able to push the struts up a couple of inches?
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