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Old 04-01-2013, 04:56 PM   #4
thom4782
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Join Date: Sep 2010
Location: Foster City CA
Posts: 1,099
Jäger is right.

In the best case when everyone agrees the other party is at fault, the other party's insurance company may pay you directly for damages. This just happened to me when another person damaged my rear bumper cover.

In your case (and when the is any question over who should pay), your, company pays you first to cover your losses and then decides if it wants to go after the other party's insurance company to recoup what they paid you.
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