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As others and I have said, go the IMS Guardian route (a couple of hundred bucks and easy to self install) or just put in a magnetic drain plug if you don't want to spend lots of money up front. The difference between the two is the Guardian gives real time warnings whereas the magnetic drain plug only tells you what is going on at every oil change.
BTW: most folks, who replace the IMS bearing, do so at the time they replace the clutch. It adds $700 bucks or so to the clutch job. 90% of the labor is common between the two jobs.
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