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Check the Black Book value and then add in any extras you installed. The Adjuster should do that but you can double check his numbers by doing your own homework.
Buying back your car could be cheaper than you realize. I had a '93 Toyota pick-up when someone left turned me and I T-boned his ass. The insurance company paid me $6,700...I bought my truck back for $500. Best deal I ever made and I still have my truck (look in my "Garage", it's white).
Sounds like your car isn't that bad, sheet metal only. Put a new fender on and drive that thing!! Airbag and sensors? Just make sure your seat belt is on...I do every time I drive my VW bug (no, it doesn't have airbags neither).
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Sadly on the outside looking in.
"Drive it like the Doctor ordered"
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