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It really depends on the company and vehicle. My friend had 10-12K of work done on his 944 that got hit. It might have only been worth 3-4K at the time.
It is a Porsche after all. You can always cite the difficulty in replacing it with an identical model/color/options package.
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2005 987 - 112K miles PASM + 6-speed - Daily Driver
1988 944 - 240K miles- Race Car
1974 911 Targa - new project
2009 Triumph Street Triple R - 27K mi - Blazen Orange
1976 Ford F250 camper special - tow vehicle
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