If you are upside down we can help you out with the bank to do a Short Sale, Ghosty. It is kind of my thing. Been doing them for a long time. PM me for details.
Anything to get you outta there! You are too nice to be a NYer!
All things being equal….Selling, even at a loss may take a back seat (if we had one), to the amount you will continue to pay in taxes, higher utility costs, food, etc.