The clear coat will make your decals last longer assuming your order of application is black paint , decal, clear coat. The clear is also available in satin if you don't like the shiny look.
As to the grills, I removed them from the bumper cover sprayed them flat black when I had the bumper cover off to clean out the rads. It's one of those "while you're in there" things. I wouldn't risk the messy overspray thats might happen doing them in the car.
If you haven't cleaned out the rads yet then you really should consider doing it. You will be amazed at just how much crap gets jammed in between the rads and the condensers and you can't see it or get at it with the bumper cover on.
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'99 black 986
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