Nope not me. I'm to busy stimulating the economy. Plus I'm a low paid public servant. Let's see, started in 2009, wanted a Harley but had no money. Borrowed about $12k for that. A few months later, the wife in a moment of weakness, said okay to a Boxster. Had to borrow about $15k for that. The following spring, I had to have a Kawasaki Ninja. Bought a new, leftover '09 and put the entire cost on the credit card. Last February, bought an F150, but paid cash for it. Then this March, bought a Beetle convertible and had to borrow $12k to cover it. I'll be making payments well after my mortgage is paid off. Nope, I'm not the sharpest tool in the shed, but saving for retirement and the kid's college is overrated.