The Bimmer was obviously more expensive to get work done then a Honda, but I treat my cars well and never had a lot of big expenses because of it. That being said, I did have some freak things happen like a window motor blowing ($375), a sensor going bad ($500), etc.
**************** happens and I just want to be prepared if something like that happened in a Porsche I do not have the technical expertise to fix it and not a clue what the cost would be.
And don't worry guys - I have had a 401k going since I graduated college