[Perfectlap]

I take that much farther

1- don't buy real estate in high income high tax states.

2- don't spend a lot (depending on income) in low income low tax states

3- don't buy new cars

4- don't finance the purchase of new cars

5- don't buy luxury items (over-priced Swiss watches, jewelery, etc.)

6- don't use credit cards (you will never sign onto a worse deal in writing)

do

1-invest in your retirement before paying for any of the above.

2-buy precious metals

3-sell things you don't use.

4-start a business in your spare time revolving around something you have an interest in even if it means making only a few sales.

5- pay cash for everything - you will always buy less from gas to food to clothing, etc.