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Glad to hear your wife is ok, that's the most important thing.
My Boxster got totaled about a month ago and it's been a really big battle getting the insurance to get us the actual amount the car is worth, we got it from $8500 to $9700, and we filed another claim to try and get it a bit higher than that (it should be worth around $10,500 in fairness I think). Just keep at their tail and don't settle for anything until you're satisfied.
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