I'm 47, married, no violations for 20 years (knock on wood), pay $384 per year on '02 Boxster S as pleasure vehicle with $1k deduct. Rates on cars prior to the Boxster; C5 ZO6 $1000, '01 Mustang Cobra $1600, the insurance symbol for the car determines the rate. My 16 year old son's rate on an '08 Corolla, $1500 with all applicable discounts.