unless i'm wrong, your contract would be governed by (and rate determined by) your home state. i don't think you would be able to buy the contract in a state you are not a resident of or everyone would do it.
though it's not the same thing, that would be like me getting my auto insurance in oklahoma instead of maryland because the rate would be less.
if i'm wrong please let us know. i'm sure a few members would be interested in hearing.
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