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After I got my body kit on my car I reduced my insurance deductible for comprehensive to $0. It only cost me something like $47/yr. I think that's worth it just to decrease the worry a bit. Like many here I still use common sense and don't try to squeeze the car into too tight of a spot and park away from other cars or park on their passenger side when possible. I also agree that whether or not your car is "exotic" totally depends on the environment. I live in a fairly rural area so my car is pretty exotic for the town.
Kirk
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2000 Boxster S - Gemballa body kit, GT3 front bumper, JRZ coilovers, lower stress bars
2003 911 Carrera 4S - TechArt body kit, TechArt coilovers, HRE wheels
1986 911 Carrera Targa - 3.2L, Euro pistons, 964 cams, steel slant nose widebody
1975 911S Targa - undergoing a full restoration and engine rebuild
Also In The Garage - '66 912, '69 912, '72 914 Chalon wide body, '73 914
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