this whole engine failure - big $$ costs is freakin' scary.
i swear, if I'm driving along and my car makes this horrible noise and the motor shuts off and I'm at enough speed, I'm going to aim for a parked car and have a crash - maybe i'll get lucky and do enough body damage to total my car..
okay, i'm just kidding, but seriously, i'm sure there are a lot of people who just flat out wish their car was stolen, vandalized, or otherwise damaged in some "act of God" that triggers their auto insurance....
i looked into trying to get insurance coverage for JUST the catastrophic motor failure - you can't get it from your auto policy - and the dealers still want a ton for that coverage.
what if you park it at your house - and even though it's got a blwno motor - someone stole it.....