[racer_d]

Autocrosses can be great fun. Types of track vary by region and by what is available to use.. Some use large stadium parking lots.. others use airfields.. others use the local "oval" tracks and pit/parking areas.

Indeed, AX does violate most insurance policies due to the very nature of the events- they are "timed" event, which equates to racing. And while sometimes bad things happen (like finding curbs, lightpoles, walls) AX courses and drivers tend to view the hobby as safe or low risk and willing to not worry about insurance.
To the first time AX, it can be quite humbling. Here you come with a nice fast 200-250hp car and get beat up by the 100hp econobox.... or the 400hp killer set up car. But that's what makes it so much fun because it doesn't matter what car you drive.. its the seat time, the experience, the fun and the adrenaline of your run times that make it so neat.