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I'm not sure how it works with the car insurance companies, but I can tell you in the aviation world if you crash your plane, and ANYTHING is found that wasn't FAA/ PMA approved they can deny your claim, even if the non-approved part had nothing to do with the crash.
I would be very careful installing any components are your car that are not TUV/ DOT approved, ESPECIALLY something like brake components. I can only imagine the argument an ambulance chasing attorney would make against you for "not being able to stop properly because of unsatisfactory braking components" even though your components are likely better.
Just my $.02
Patrick
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