Thanks for the feedback... I've pretty much decided to give Geico a try. I talked to a rep about the pricing etc... Everything is apples to apples... I think it's basically cheaper because there's no agent/building etc etc. like State Farm has in about every town.
My premium will go down by about $900! But, I will not get a discount on my home owners through State Farm... so I'll pay an extra $100... still a good deal for me though.
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