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Auto-X would be considered a Timed Event (which it is). And with usually only 2 cars on opposite ends of the course at any time, a 2 car incident is unlikely.
In a Track event, it's pretty much everyone fending for themselves - you repair your own car. Injury liability could come into play though.
Another thing, damage to the Track is pretty much Pay-on-Demand. Take out a barrier or guardrail and you're out-of-pocket before you leave the Track (if other arrangements haven't been made). This can tack on a couple thousand more than just the damage to your car. It cracks me up (in a weird way) when I see the look on a Track rookie's face as he gets handed a bill to replace the guardrail that just took out his car.
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