Insurance coverage for DE events
Charlie, the worst part was the attitude of the top executives at Commerce Insurance. First of all, they turned loose the "Special Investigative Unit" (SIU) to investigate my claim, even though I told them from day one in my recorded statement that the accident occurred in a Driver's Ed event. SIU is basically the Insurance Fraud unit. Then they make the claim in the lawsuit they filed against me not to pay the claim the DE is a secret racing program developed by PCA to train race drivers for Club Racing or other racing (this despite the fact this was my second DE event and my car was bone stock - hell I even had a car phone. Finally, I will never forget the comment from a Commerce Executive after they had taken my deposition at their lawyer's office "We are tired of paying claims for you rich guys to race your Porsches. We are going to stop this once and for all." So a word to the wise, unless you can afford to fix it yourself, get insurance or get a "beater" for track duty.
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