Wow sorry to hear that. I didn't think the damage was bad enough to be totalled, but I never got to see the other side of the car. It must've puckered that quarter pretty good.
Anyways, I would HIGHLY recommend PSM, not because you wrecked, but it's a great learning tool. It was a deal breaker for me. After reading about it I knew it was a must have. It did take longer in locating the perfect car, but well worth it. A similar decision in getting a base vs S. If you enjoy spirited driving and you can swing it, it's a no brainer.
I've seen higher mileage S's for very low 20's now. Here's a yellow one for 19k not sure if it has PSM..
http://portland.craigslist.org/mlt/car/440439360.html
There's always a silver lining
Happy hunting!