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Sorry to hear about your car, chgolatin2! What kind of work was being done to your car last week? I've always wondered if a spark plugu tube failure would cause a fire, since the oil could run right down onto the exhaust headers.
I think an engine failure (IMS breaking, etc.) is the owner's problem. If the car catches on fire, though, it should be covered under the comprehensive portion of the insurance. If it's not, then what the hell am I paying $990 every 6 months for?!!
<--- Hates insurance as a whole
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