Well, I think she's gone!

[jhandy]

Bnorman,
While not in the insurance business myself I will have to take your word on it. I would hope that they do cover it. I deal with health insurance daily and I can tell you with out a doubt they do not care about you or your problems and if they can find a way not to pay for your surgery or medications they will not.

Maybe I am just jaded to the whole insurance company thing.

[bnorman]

J,
I hear you, but car insurance is different. Generally, people choose who they buy their auto insure from, unlike employer provided health insurance. Our biggest source of new customers has always been referrals from existing policyholders. It is just simply bad business to nickel and dime the people who are your primary source of new customers.