Total Loss?

[BIGJake111]

Originally Posted by san rensho

Take the money and run, wait, negotiate how much they value your car at. Get high ball values from NADA, KBB and negotiate. Car prices aRe opinions, not written in stone. If you can make a good case that your car is at the upper end of the value, you will get more coin.

Push to make sure they total your car. If you push to get it repaired, it will never be the same after that much damage and will be worth much less because now it has a history of major repair. These cars are a dime a dozen, you can easily get a better Box in this market than what you have if you can beat up on the insurance co and they give you a good settlement. Dont let emotion Influence your decision. Let the car go and move on.

Now, as far as salvage value goes, if you want to buy the car back for salvage, again, everything is negotiable. Low ball them on the salvage, offer $500 then move up from there. They are not in the salvage business and know that a real salvage co will pay about that, so if they get it from you with a stroke of the pen, they will do it than deal with a salvage co. You can part it out for a good $4-7k just for a good motor, trans and and interior.

They were willing to give me over blue book value, they car much more about what similar cars go for in your area on sites like autotrader. Of the comparables they sent me, 1 was an S and the other was I highly optioned 2.7 with nav. These cars are hard to replaced and thankfully insurance understands that.