lets talk insurance

[jim_hoyland]

Originally Posted by TripleTrophy

Do you need regular appraisals for an "agreed value" car? My brother has a '69 Lotus that needs appraisals about every three years. It is now old enough it is worth more than he paid, but possibly not paid plus maintenance.

BTW, I've read the Miata was the inspiration for the Boxster, at least from the point of there being a market for a two seat roadster. The Lotus Elan from the 60's was the inspiration for the Miata.

I use Hagertys for my 1975 914. There is no appraisal; however their web site has a feature that will tell you the values for concurs, good and fair condition for your make and year. I only had to submit a picture to verify the condition. No milage limits, car can only be used for pleasure-not to work and back. Lastly, they asked for proof that I have a daily driver.

[RaisedOnPorsches]

Originally Posted by jim_hoyland

I use Hagertys for my 1975 914. There is no appraisal; however their web site has a feature that will tell you the values for concurs, good and fair condition for your make and year. I only had to submit a picture to verify the condition. No milage limits, car can only be used for pleasure-not to work and back. Lastly, they asked for proof that I have a daily driver.

How about showing proof of off-street enclosed parking? I keep winding up in living situations without garage space.

[jim_hoyland]

Originally Posted by RaisedOnPorsches

How about showing proof of off-street enclosed parking? I keep winding up in living situations without garage space.

Not brought up; they probably assume that collectible cars are inside. I have heard from others that the garage picture was required. And maybe just to see whether the car would be damaged in the event of a mild earthquake.

[mountainman]

+1 on hagarty. 2 of my porsches qualify with them as have dozens of other collector cars over the year. Great to deal with.

[Coffinhunter]

I have been with Geico for years. I regularly check for better pricing, and they have yet to be beat.

Of course my premium is frighteningly high for a family that has zero accidents and zero tickets. But I think that is because I have 3 teenagers, and four vehicles.

[kk2002s]

5 cars, 2 teenagers and my boxster has the lowest premium of them all. I changed to Geico a year ago. Here in NJ., until a few years ago, only had 2-3 auto insurance companies to choice from. Free market system, not for auto insurance in NJ. Then they came back to make it competitive again. When I switched I was over $7k for 4 cars, now I'm down around $5k for 5 cars.
My boxster came in cheaper than the 2009 Xtera I traded for the Box.

[jsceash]

I have stacked policies Home owners and 4 vehicles 300/500/300 $500 deductable the 4 cars with Erie are just under $2400 per year