lets talk insurance

[kjc2050]

I had my Auto policy with Amica for decades, but switched to Geico a few years ago. Cars on the policy are a 2011 Taurus Ltd. and my 2000 Boxster S. Coverage:

• Bodily Injury Liability $300K
• Property Damage Liability $100K
• Medical Payments $5K
• Uninsured Motorist Bodily Injury $300K
• Underinsured Motorist $300K
• Comprehensive $500 deductible
• Collision $1000 deductible
• Emergency Road Service
• No Rental Reimbursement on the Boxster
• $35/d $1050 max Rental Reimbursement on Taurus

Premium is $725 annually. It probably helps that I live in the middle of nowhere and both cars are designated for personal use.

[M31]

I think it pays big time to be a retired person over 60 because in my case the insurance comes to $754.00 per year. When I put it into winter storage in November my company refunded $294.00 back to me since it doesn't need full coverage sitting in a heated warehouse for 6 months….so in the end it works out to around $460.00 for the six months it's on the road.