The Insurance Company Screwing Starts...

[Jager]

thstone,
I believe your insurance company will cover your loss and then go after her insurance company if it was a repair. I'm not sure how it will be handled if they decide to total. I recommend getting a list of Boxsters for sale, same year, similar mileage, to get current values plus any upgrades you have prior to talking to your insurance company. Push the replacement value and negotiate hard.