it is truely amazing how different the policies and rates have become across different insurers, well at least here in NJ. I just swtiched to Progressive (100 per month total coverage) and my old insurance company High Point ($230) was completely incapable of matching either the rates or the lower deductibles, loss of income ($700 per week!), 27/7 road side, etc. without jacking up the rates.
When I called State Farma and Allstate they didn't even bother with generating a quote once I told them it was $100 a month. "we'll try you next year".