Hit and Run

[TriGem2k]

Hey guys/gals I have a simple question.

This morning a lady hit my daily driver (not the porsche) and tried to take off. I followed her, got her license plate number called the police and finally was able to "exchange" information. Come to find out she doesn't have a US drivers license or insurance. The police obtained as much information from her as possible then gave her my information with all my insurance info and drivers license number.

Here is my question... The lady claimed to the officer she did not hit me and the damange to my car was already there even though my paint was on her car...

The damage is not bad enough for me to want to go through my insurance since she doesn't have any but now that she has my information what would happen if she called my insurance company and claimed I hit her? I don't want to have to claim it as the damage is minor and wont cost me much to repair but I also don't know if she will try and pull a fast one and call my insurance reversing the situation.

What do you guys think is the best way to handle the situation?

Thanks,
James D.