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Originally Posted by Jaxonalden
Were you planning on getting a new car no matter what? Because by the looks of your car, it shouldn't be totaled. To declare a vehicle a total loss the repairs need to exceed 80% of the current value of the car.
With limited info, your car is worth $45-$50K. 80% of that is $36-$40K, I don't see that kind of damage.
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The car has structural damage to the A pillar and floorboard, and it will never be as good as new again, if it can even be repaired, which is why it is almost certainly going to be totaled. Before tearing into the car and confirming that those two biggies were indeed damaged, the body shop was already estimating over $20k in damage. Both left corners' suspensions are dead, and the right side of the car also has some damage as the Prius pushed me across more than one full lane upon impact, into another car that was turning from the perpendicular road. I also pointed out the fact that the convertible top was tweaked, and most likely damaged from the rear left damage, which is, presumably, at least $5-10k. It was a ridiculously hard hit that did a LOT of damage, to both sides of the car.
It's not that hard to get a lot of $$ worth of damage when all the new parts have the Porsche emblem on them!
And all of the insurance folks I talked to said that the cut-off number is 70-75% of the current value to declare the car a total loss, generally speaking.
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